• Disaster Recovery Assistance Information

     


  • Municipalities We Serve

  • This joint AlabamaEMA/FEMA Advisory includes information on state and federal resources available to help Alabama businesses and employees recover from Hurricane Sally. To subscribe to DR-4563-AL ESF-15 Private Sector Advisories click here. 

    2-1-1 Connects Alabama – Help Is Just a Phone Call Away

    In Alabama, 2-1-1 Connects Alabama is a shortcut to health and human services agencies that can provide help to individuals and families in their continued recovery from the impact of Hurricane Sally.

    By simply dialing “211,” those in need of assistance can be referred, and sometimes connected, to appropriate agencies and community organizations. 2-1-1 Connects Alabama works a bit like 911. Calls to 211 are routed to a calling center. From there referral specialists use databases of resources available from private and public health and human service agencies to match the callers’ needs to available resources and link, or refer, them directly to an agency or organization that can help.

    Below are just some of the services that can help callers access:

    • Basic Human Needs Resources
    • Government information
    • Health and Mental Health Resources
    • Support for Older Americans and Persons with Disabilities
    • Support for Children, Youth, and Families
    • Volunteer Opportunities and Donations
    • Military and Family Support

    2-1-1 Connects Alabama provides incident-specific information in coordination with local emergency services during times of disaster, including road closures and shelters. You can reach out to 2-1-1 Connects Alabama by dialing 211 on any telephone, or call or text 888-421-1266, or visit online at https://www.211connectsalabama.org.

    You Can Do A Lot, for Little to No Cost, to Ready Your Business Through Continuity and Preparedness Planning

    How much damage a tornado, hurricane, or other disaster does to your bottom line depends on emergency planning done now. Reduce the risks to your employees and your business by getting answers to a few questions. Remember, it doesn’t take a catastrophic incident to cause an immediate disaster for your organization. It could be an isolated natural incident such as a single lightning strike that damages your equipment. Human-caused activities can also disrupt operations indefinitely, such as a building and/or road construction project that diverts traffic from your organization for an extensive period of time, or even an active shooter.

    • What are the risks? | Find out the types of disasters most likely to occur in your community. Go to www.Ready.gov to learn what to do during a biological, chemical explosive, nuclear, or radiological attack.
    • When did you last review insurance coverage? | Check with your insurance carrier about flood insurance, business interruption insurance, and deductibles. Use this downloadable Insurance Coverage Discussion Form when reviewing coverage with your insurance agent.
    • Are your employees prepared for an emergency? | Include emergency preparedness information in the company newsletter, set up a Crisis Communications Plan like a telephone “call-down list”. Stock emergency supplies. To download a recommended Emergency Supply List click here.
    • Do you have an evacuation plan? | Post maps for quick reference by employees and visitors. Designate an assembly area outside the workplace.
    • Do you have a plan to shelter-in-place? | Determine where to take shelter during a tornado.
    • Do you have a continuity plan? | You can do a lot to prepare your organization for the hazards that could affect your operation for little to no cost.

    o    Review your organizational chart and establish procedures for succession of management.

    o    Take advantage of the online preparedness tips, publications, training and exercise materials, and planning software available to ready yourself for all types of hazards that could disrupt your operations.

    o    Protect your organization, visit these Ready.gov websites today:

             www.Ready.gov/Business | Preparedness, training and exercise information

             https://www.Ready.gov/Business-Continuity-Planning-Suite | Business Continuity Planning Suite software

             https://www.Ready.gov/Publications | Free preparedness publications

    How quickly your company can get back to business after a disaster depends on emergency planning done today. A commitment to planning today will help support employees, customers, the community, the local economy, and even the country. It also protects your business investment and gives your company a better chance for survival.


     


  • Here are "TIPS" from U.S. Small Business Administration, Disaster Assistance - Julie Garrett, Public Affairs Specialist

    • If a business has PPP and/or a COVID-19 EIDL they can still apply for a hurricane disaster loan. These are separate disasters.
    • The application process for a “regular” disaster loan is more involved than the COVID-19 EIDL.  Please make sure to fill out the regular application when applying.
    • Businesses that apply for a physical disaster loan for their uncompensated losses will automatically be considered for economic injury. They can apply at disasterloan.sba.gov –  be careful not to apply on the COVID-19 EIDL application.
    • The customer service center - 800-659-2955 - is staffed from 7 a.m. - 7 p.m. Central Time, daily. People can also email FOCE-Help@sba.gov - Or email Julie Garrett, Public Affairs Specialist to get a customer service representative to call you.
    • Loans can be used to cover insurance deductibles.
    • Loans can be used to assist with debris removal.
    • Piers, docks, and boathouses are eligible, but are subject to the $5,000 landscaping limits.
    • Seawalls are eligible.
    • Owners of rental property can submit a business loan application for uncompensated physical damages and/or lost rental income due to the disaster.
    • There is no cost to apply, no points, etc.
    • Loan terms are up to 30 years; no prepayment penalty; and the first loan payment is not due until 5 months from when the note is signed.
    • No collateral for loans of $25,000 or less. A business can borrow $25K for physical damages and $25K for working capital, for a total of $50K, without putting up collateral.
    • Loan amounts are based on your losses.
    • SBA is a cash flow lender. We will look at your credit history and your ability to repay your loan.
    • You can accept a partial amount of the total approved loan amount offered by SBA. You are under no obligation to accept the loan.  
    • You can turn down the loan now, with the option of reactivating it anytime within 6 months of the date of the determination letter if you change your mind.
    • You don’t have to wait for your insurance settlement to apply.
    • Loans are direct from the U.S. Treasury, not a bank. The interest rate and terms do not change.  

       

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